A structured monthly savings plan that builds wealth through consistent contributions and guaranteed interest. Choose from $25, $100, or $500 monthly contribution tiers with terms from 12 to 36 months and interest rates up to 6.5% p.a. Your full principal plus accrued interest is paid out at maturity.
Send money domestically or internationally with confidence. American Heritage Bank supports ACH bank transfers for US transactions, SWIFT wire for international payments, and crypto-to-bank payouts for supported digital assets. Transparent fees, real-time tracking, and a full audit trail on every transfer.
Commit a lump sum for a fixed term and receive a guaranteed return at maturity. Choose from 90-day, 180-day, or 12-month terms with annual rates up to 8.5%. Compounding applies on 180-day and 12-month plans. Minimum deposit from $1,000. Early cancellation available after the required holding period.
American Heritage Bank offers personal loans from $500 to $25,000 and business credit lines up to $250,000. Monthly installment rates start from 0.74%. No collateral required for personal loans. Fast approval with funds credited within 24–48 hours of approval. Automatic repayment scheduling with no prepayment penalties.
Manage all your recurring financial obligations in one place. Schedule one-time or recurring payments to major US and international service providers. Instant confirmation on every payment. No transaction fees for bill payments from your Primary Wallet balance.
Maintain complete visibility over every financial movement in your account. Access a full transaction history with timestamps, reference numbers, and real-time status updates for every deposit, transfer, withdrawal, and investment activity. Export available in CSV format.
Access your Primary Wallet balance whenever you need it. Withdraw to a linked US bank account via ACH within 1–3 business days. Same-day wire transfers available for qualifying amounts. Crypto wallet withdrawals to supported assets. Daily withdrawal limit up to $10,000 standard, higher limits available for verified accounts.
Share your unique referral link and earn a $10 bonus for every new member who joins and completes KYC verification, plus 5% commission on every deposit they make — credited instantly to your Profit Wallet. No limit on the number of members you can refer. Multi-level commissions available for active referrers.
Open a free account in under three minutes. No credit check. No paperwork. No branch visit required. Start with $10 and access the full power of American Heritage Bank — savings plans, fixed deposits, loans, and instant transfers — from the moment your account is funded.
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